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Notes from building in regulated fintech, where product, engineering, and compliance meet in practice. Practical, opinionated, and grounded in shipped work.

30 June 20268 min readOutsourcing Customer Due Diligence: Why It Should Be the Default Choice for EU Obliged EntitiesFrom July 2027, the AMLR makes outsourcing customer due diligence an explicit, regulated option. Here is why it should be most EU obliged entities' default, not their fallback.AML/CFTKYC & onboardingEU regulation

14 June 20267 min readGuardrails, not brakesAI vibe coding and regulated fintech look like opposites: speed versus evidence. They are not. Here is how to ship quickly and still hand an auditor a clean trail.AI & vibe codingRegTechCompliance